NIC trains officers at Western Central Police Command; donates as well

NIC trains officers at Western Central Police Command; donates as well

The Acting Commissioner of Insurance, Michael Kofi Andoh, has paid a two-day working visit to the Western Region.
He led the Takoradi Area Office of the National Insurance Commission (NIC) and, in conjunction with the Ghana Insurance College, educated police commanders and officers at the Western Central region, Tarkwa.

The Ag. Commissioner led the Commission to also donate items including reflective jackets, body bags, hand gloves, and nose masks to the Command to aid their work in protecting life and properties.

The National Insurance Commission together with the Motor Transport and Traffic Directorate (MTTD) of the Ghana Police Service also embarked on an exercise to clamp down on drivers who possess fake motor insurance stickers or do not have motor insurance at all at a section in Tarkwa as part of its sensitization and enforcement activities on the Motor Insurance Database.

The Commission is mandated to ensure effective administration, supervision, regulation, monitoring, and control of the business of insurance to protect policyholders and the insurance industry.

This exercise was very successful as most vehicles had valid motor insurance.
Ag. Commissioner of Insurance Michael Kofi Andoh, noted that most people drive on the roads with no insurance for their vehicles.
“Others drive with fake motor insurance stickers. We cannot count the number of people who have suffered from being victims of a motor crash with fake motor insurance or uninsured vehicles,” he noted.

He pointed out that every family in Ghana may have one victim from a motor accident in Ghana in one way or another.
“People have lost parents, children, siblings, and other relatives through a motor crash. Where will these people receive compensation from?” he asked.
“Some of these people were also breadwinners for their families and their deaths bring huge costs to the nation.”

The Western Regional Manager of the National Insurance Commission, Justice Peprah Agyei, also explained: “The motor third-party insurance cover pays on behalf of the insured or the driver in respect of a legal liability to third parties resulting from an accident caused by his or her vehicle.”

According to him, the third-party policy covers the death of or bodily injury to any person, and/or damage to property belonging to someone other than the insured; and then the death of or bodily injury to a member of the insured’s household or any other occupants.
Also, he said, the policy pays compensation to the driver for bodily injury or death.
Mr. Agyei Peprah also encouraged passengers to always check the validity or authenticity of motor insurance before they board by dialing this shortcode (*920*57#) on their phone. This service is free on all networks.

He also gave a humble appeal to the driver unions not to allow any vehicle without insurance to load passengers from the terminals.

The Tarkwa Divisional Police Commander, ACP George Andrews Kumah, who received the donated items on behalf of the Command, thanked the Commission for its support.
He was very happy with the education that was provided.

He again gave the assurance that they are there to make sure the law is enforced to protect lives and properties and that they are always ready to help and collaborate with the National Insurance Commission on its activities and mandate.

The Ag. Commissioner of Insurance also met the insurance industry in both Tarkwa and Takoradi and advised them to be fully committed to their mandate of paying claims on time.

He also had some public engagement through radio.
Mr. Kofi Andoh ended with a quote that, Insurance is a parachute.
“If you do not get it when you need it, it is not of any importance again.”
This he meant to tell the public that, they should have insurance in place before something or an unfortunate event occurs.